It was hard to get past this sentence without cringing. Poverty and wealth can’t be explained by mindset and trivial behaviors like buying lottery tickets. I have never been poor, but not because of my mindset, but because I wasn’t born poor. I was given resources, opportunities and safety nets just because I happened to be born into the right family in the right decade. Similarly, I imagine there are people who have never been rich for reasons outside of their control. As income inequality gets exponentially worse, it’s becoming harder and harder for people to escape the financial reality in which they were born. We all, myself included, need to be sensitive to this.